( 4 posts )
Opening post of this forum :
"How is somebody with debt and expenses over their monthly income suppose to save any money. Or even budgeting for that matter. If you only paying your necessary expenses and your Credit Cards and Car loans, and have nothing or less then nothing left over, what do you do? We have 2 cars because there is no reliable or safe public transportation that can take us to work and to and from the babysitter everyday. We have internet because of work ans school. Not for entertainment.
"Karla with a K" has written some really good things on this thread. And would love her advice.
I am paying ruffly 700 dollars a month to my unsecured debt. And 500 dollars a month to secured debt. I have an appointment with CCCS on Tuesday to hopefully enter their DMP program. DO you Karla or any other person familiar with CCCS, know if they recomend me to bring all my "debt" or just the unsecured one? I am not late on my secured debt ( carloans )and the interest is low ( around 5 % ) but the payments are very steep. I could really benefit from a reduction of 300 - 400 dollars a month in debt payments. Is that even possible with CCCS?
Thanks in advance.
And to all of you who is struggling everyday to get by to suport yourself and your family. There are many of us out there and you can always come here for support. I even would suggest citydata to give financial hardship its own forum."
"Karla with a K" has written some really good things on this thread. And would love her advice.
I am paying ruffly 700 dollars a month to my unsecured debt. And 500 dollars a month to secured debt. I have an appointment with CCCS on Tuesday to hopefully enter their DMP program. DO you Karla or any other person familiar with CCCS, know if they recomend me to bring all my "debt" or just the unsecured one? I am not late on my secured debt ( carloans )and the interest is low ( around 5 % ) but the payments are very steep. I could really benefit from a reduction of 300 - 400 dollars a month in debt payments. Is that even possible with CCCS?
Thanks in advance.
And to all of you who is struggling everyday to get by to suport yourself and your family. There are many of us out there and you can always come here for support. I even would suggest citydata to give financial hardship its own forum."
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