Tuesday, April 6, 2010

Article : Can you really get a free credit report?

Can you really get a free credit report?
Consumer Credit Counseling Service
Apr,02. 2010

KNOXVILLE — A credit score is a vital component of overall credit health, and consumers should be proactive in learning what is in their credit report and how it may affect their score and their ability to secure credit. Consumers should beware, however, of misleading advertisements claiming offers of free credit reports that are a really a sales tactic to get consumers to purchase credit monitoring or repair services, sometimes for a hefty fee.

“Free credit reports, without strings attached, are available,” said Daru Burdge, president of Consumer Credit Counseling Service (CCCS) of East Tennessee. “Consumers need to know where to turn and not be enticed by online offers that promise free reports and then require them to sign up for programs and services that have a fee.”

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