"My debt payments are straining my income to the breaking point. I do not want to declare bankruptcy, I am not able to secure any loans, and do not have house equity to cover my debts.
The good news is I have a steady job and brighter prospects for the future.
I have been advised to work with CCCS -- Consumer Credit Counseling Services -- to set up a payment plan for my debts. I have also been told of an outfit called Curadebt (www.curadebt.com) that claims to not only consolidate your bills, but negotiate some down.
Do any of you have additional advice or comments on these approaches? Thank you very much."
The good news is I have a steady job and brighter prospects for the future.
I have been advised to work with CCCS -- Consumer Credit Counseling Services -- to set up a payment plan for my debts. I have also been told of an outfit called Curadebt (www.curadebt.com) that claims to not only consolidate your bills, but negotiate some down.
Do any of you have additional advice or comments on these approaches? Thank you very much."
see this forum at : http://forums.kiplinger.com/showthread.php?t=3707
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